Commercial insurance built around your business
Tell us a little about your organisation and we’ll help you identify the areas worth discussing with a commercial insurance broker — before your next renewal, not after it.
Our review is a discussion tool. It is educational only and is not insurance advice, a recommendation or confirmation that any cover exists.
WRK Insurance is the platform, provided by JDNetworks. Westbridge Commercial Insurance is the fictional broker used for this demonstration — all organisations, figures and records shown are synthetic.
What the review covers
Your scale and sites
Turnover band, headcount, locations and how the operation is spread.
How you trade
Contracts, products, overseas activity and the customers you supply.
What you depend on
Plant, stock, key systems and how long you could operate if they stopped.
Renewal timing
When your cover falls due, so a review can start early enough to be useful.
Around eight short questions. No quote forms, no obligation.
Sector experience
Insurance expertise for businesses like yours
Every sector has its own exposures, contract expectations and renewal rhythm. Start with the language of your own industry.
Manufacturing
Plant, people, supply chains and downtime
42%
of demo manufacturing records flagged single-site production dependency
Illustrative demo metric · Synthetic demonstration records only
Explore sector
Construction
Contracts, sites, subcontractors and JCT obligations
3.4×
illustrative opportunity uplift in review requests after a framework win
Illustrative demo metric · Example POC scenario — not measured performance
Explore sector
Property
Portfolios, tenants, valuations and voids
58%
of demo property records held valuations more than three years old
Illustrative demo metric · Synthetic demonstration records only
Explore sector
Transport & Logistics
Fleets, drivers, goods in transit and warehousing
64%
of demo logistics records showed fleet change since the last review
Illustrative demo metric · Synthetic demonstration records only
Explore sector
Hospitality & Leisure
Guests, kitchens, events and trading seasons
48%
of demo hospitality records concentrated trade in four months
Illustrative demo metric · Synthetic demonstration records only
Explore sector
Financial & Professional Services
Advice, regulation, data and reputation
67%
of demo professional-services records cited client-data dependency
Illustrative demo metric · Synthetic demonstration records only
Explore sector
Technology
Contracts, uptime, data and scaling teams
71%
of demo technology records rated cyber dependency high
Illustrative demo metric · Synthetic demonstration records only
Explore sector
Multinational Business
Territories, local requirements and programme structure
9
average overseas territories per demo multinational record
Illustrative demo metric · Synthetic demonstration records only
Explore sector
View all sectors
All 15 sectors, including transport, hospitality, care, motor trade and international operations
Changes worth a conversation
Has your business changed recently?
Most gaps appear because the business moved on and the insurance stayed where it was. If any of these have happened in the last twelve months, it is usually worth a review.
New or additional premises
Location, values, occupancy and security are typically revisited.
Acquisition or merger
Entity structure, inherited obligations and renewal dates usually need aligning.
New machinery or plant
Values, inspection duties and downtime dependency are common discussion points.
Overseas expansion
Territory footprint and local requirements are worth reviewing early.
Significant headcount growth
Wage roll, employment practices and duty of care shift with growth.
New product or service line
Downstream use, distribution route and contract wording are reviewed.
Increased digital / cyber dependency
Data flows, key systems and downtime tolerance are discussed.
Fleet changes
Vehicle types, use and driver arrangements are reassessed.
Major new contract or framework
Client-imposed requirements are a frequent trigger for a review.
Where to start
Three simple ways to prepare for a broker conversation
Each one is educational: it helps you understand what to raise, and helps your broker arrive already informed.
Business Risk Review
Eight short questions on sector, size, sites, overseas activity, renewal timing and what your operation depends on — with a summary of the areas worth discussing.
Start your reviewRenewal planner
Enter your renewal month and see when a proper review should begin, working backwards month by month so nothing is rushed at the deadline.
Plan my renewalChanges that prompt a review
Select what has changed — new premises, an acquisition, new machinery, more employees, overseas expansion, a framework win or greater digital dependency.
Check my changesHow we work
A conversation first, paperwork second
You share the shape of the business, we come back with the areas worth exploring and the questions a broker would want to work through with you.
1 · Tell us about the business
Sector, scale, sites, contracts and renewal timing — in a few minutes.
2 · Get your discussion profile
A plain summary of the themes worth raising, not a quote or a recommendation.
3 · Talk it through
A commercial broker picks it up already understanding how you operate.
This is a concept demonstration built by JDNetworks for the WRK ecosystem. All organisations, figures, scores and performance metrics shown are synthetic and illustrative. Nothing here constitutes insurance advice, a recommendation, a statement of policy suitability or confirmation that any cover exists. A qualified, appropriately authorised broker should assess actual insurance needs.